Being the best means taking cues from the best. When it comes to membership sites, the
best include such big shots as Monster.com, classmates.com, YouTube, MySpace and more.
Here are 5 secrets of the big boys and how you can use them to launch your membership
site.
1. Successful membership sites have a specific niche with a demand for their products and
information. Think about classmates.com. What a fantastic niche! Imagine fitting the need of
millions of people that want to connect to their old classmates, or are simply curious to see
what everybody is up to. What is your niche? Even if it isn’t a niche that will reach millions,
the tighter your niche, the more money there is to be made.
2. Successful membership sites know the value of maximizing their revenue by offering
multiple revenue streams including:
• Affiliate Programs
• Advertising
• Information products
Monster.com is a website that makes fantastic use of their market’s needs by offering
relocation services, job counseling, resume and cover letter services, education tools, and
even money management tools. They also make money with advertisers and partner/affiliate
programs. Follow the same money making strategies and you’ll be sitting pretty.
3. Successful membership sites realize the importance of building your brand and increasing
exposure to your site
• Logo
• Slogan
• Repetitive design elements
YouTube has to be one of the most recognizable membership site logos around. Whether
you see it from a distance on the side of a bus or at the top of a webpage, it’s instantly
recognizable because it is simple, clear, and consistent. Three easy rules to follow when
you’re designing your own logo and slogan.
4. Successful membership sites are successful at generating traffic via various techniques
including:
• SEO
• Content
• Linking
• Careful choice of keywords
• Press releases
Weight Watchers and Elance are two membership sites that have capitalized on the power of
keywords, word of mouth advertising, and valuable content. Whether you’re searching for
recipes, success stories, or even fitness advice, Weight Watchers has content on the subject.
Elance operates a little bit differently, they’ve harnessed the power of the keyword “freelance”
to make millions.
Use these strategies to drive traffic to your membership site and success is virtually
guaranteed.
5. Successful membership sites realize the value of keeping your members happy by
offering:
• Articles
• Trainings
• Product reviews
• Guest interviews
• Content from other sites
• Free products to download
• Active forums.
• Regular e-mail contact
• Polls and surveys.
Pick any major membership website and take a look at the benefits they provide to their
members. Monster offers a full range of services from education to relocation. Weight
Watchers offers recipes, menu planning, and support for people with weight loss goals.
EHarmony offers a bookstore, advice, and even parenting tips – that’s really jumping the gun
but it works for them.
Give your members what they want and then go the extra step, give them what they don’t
know they want – yet.
source: MembershipMillionaire.com
Monday, 30 November 2009
5 Secrets of Successful Membership Sites
Saturday, 14 November 2009
The Five Top Applications For Hidden Cameras and Spy Cameras
By: Chris Packer
Progressively more uses are being discovered for spy cameras as they get progressively cheaper and more obtainable. The primary reasons that people buy spy cameras are as follows:
Keeping an eye on babysitters and nannies.
Quite a few parents, particularly mums who are returning to work, want to check up on their kids and establish that the daycare provider is doing a acceptable job. What Is More, a nanny camera can set your mind at ease, since you will be able to know for certain whether the nanny you have employed is conducting themselves in a fashion of which you approve.
Shoes
Do you remember about the shoes tragedy that happened on December 2008 to the former President of United States George Bush? In one pers confrension, One Iraqi jurnalist threw his shoes to Mr Bush as an expression of his disapointment about US policy in Iraq. I am not gong to talk about the politic here, but more about the shoes:)
Why do you think that jurnalist choose to throw his shoes, not his tie or belt or anything else? Maybe because shoes representing something bad. Something that always been stepped by people's feet, so if you threw shoes to people's face, it will humiliate them so much than if you threw with a rock. Maybe some of us think the same thing about the shoes, but we also realize that shoes is one important accecories for human life that we realy depend on it. Shoes also make the people who wear it looks civilized. I couldn't imagine if people didn't wear shoes in their office.
Thursday, 12 November 2009
Online ticket
One of the internet's power is information. You can sell almost anything to anyone through the internet. There are a lot of sites that offer tons of products and services mostly by using affiliates marketing system. This system encourage customer to buy a product and most importantly is to sell the product with some benefit for them. Usually the customer would get comission or share around 50% or more from the product price for their pocket.
Monday, 9 November 2009
Coffee break
As a coffee drinker, I am also enjoying all beverages that has coffee flavor in it. Got this recipe from my friend and I love it so much.
Saturday, 7 November 2009
Sekilas tentang judi
Sejarah judi sudah sangat tua sekali karena dari penggalian arkeolog di Mesir ditemukan sejenis permainan judi yang diduga berasal dari tahun 3.500 sebelum Masehi (SM). Pada lukisan makam dan keramik terlihat orang yang sedang melempar astragali. Yaitu tulang kering dibawah tumit domba atau anjing yang disebut pula tulang buka kaki. Ada juga papan pencatat untuk melihat nilai pemain. Tulang ini memiliki sisi yang tidak rata. Setiap sisi memiliki nilai tersendiri. Astragali juga dimainkan penduduk Yunani dan Romawi yang membuat tiruannya dari batu dan logam.
1. Dadu juga sudah ada jauh sebelum tarikh Masehi. Ada dadu yang terbuat dari tulang, namun lebih banyak dari tembikaratau kayu. Dadu tertua yang dibuat 3.000 tahun SM, berasal dari Irak dan India. Orang kuno juga berjudi denganmenggunakan sebatang tongkat kecil.
2. Mitologi Yunani dan Romawi menceritakan dewa yang bermain judi. Cerita judi paling banyak ditemukan pada kebudayaan Asia, termasuk Asia Tenggara, Jepang, Filipina, Cina dan India. Dalam Mahabaratta, karya sastra yang terkenal dari India, dikisahkan kesengsaraan Pandawa akibat kalah judi dengan Kurawa. Bangsa yang paling gemar berjudi mungkin Cina. Sebelum revolusi komunis di Cina, di beberapa propinsi Cina, lebih dari sepertiga pendapatan petani dihabiskan di meja judi.
Bagaimana perkembangan judi di Asia khususnya di Asia tenggara? Di kota Macau China Lebih dari 40 persen penduduk pulau dan kota yang hanya berjumlah 430.000 jiwa (Juli 2003) ini mencari sesuap nasi di ladang judi. Di Macau terdapat 12 tempat kasino di Hotel berbintang lima. Mungkin di sini banyak beredar anak buat Chow Yun Fat sang God of Gamblers .
Di Malaysia ada yang namanya Genting Highland. Genting Highland adalah sebuah daerah wisata yang menjadi kawasan judi kasino paling diburu para penjudi khususnya dari Indonesia. Kawasan wisata ini terletak sekitar 51 kilometer sebelah utara Kota Kuala Lumpur. Genting Highland dicetuskan Tan Sri Lim Goh Tong, pengusaha Cina, pada 1965.
Di Indonesia, legalisasi perjudian juga pernah terjadi di Jakarta. Ali Sadikin, Gubernur DKI periode 1966-1977 ini menyadari uang panas dari ladang judi bisa dihimpun untuk berbuat hal positif. Bang Ali, sapaan Ali Sadikin, lalu memutuskan untuk melegalisasi judi. Saat itu, untuk pertama kali dibuka kasino resmi di Indonesia dengan dua pengusaha kasino besar, Apyang dan Yo Putshong yang bertindak selaku investor. Hasilnya tak sia-sia. Anggaran pembangunan DKI yang semula Rp 66 juta melonjak tajam hingga lebih Rp 89 miliar dalam tempo sepuluh tahun. Sejumlah, sekolah, puskesmas, pasar dan lain-lain berhasil dibangun.
Bentuk perjudian di Indonesia sangat bervariasi. Dari yang resmi hingga yang sembunyi-sembunyi. Undian resmi berbau judi pertama kali muncul pada 1968. Namanya lotto, singkatan lotere totalisator yang awalnya digelar di Jawa Timur. Selanjutnya era 70-an muncul Nalo, toto hingga undian berhadiah. Pada 1986, pemerintah mengeluarkan Porkas disusul KSOB. KSOB dibubarkan sehabis meraup dana sekitar Rp 1,2 triliun. Patah tumbuh hilang berganti. KSOB bubar dan terbitlah Sumbangan Dana Sosial Berhadiah (SDSB). SDSB yang muncul sekitar Januari 1989 ini amat populer. Selama empat tahun, SDSB berhasil mengumpulkan dana lebih Rp 4 triliun.
Sekarang, Judi kecil-kecilan masih banyak yang melakukannya. Dari mulai sabung ayam, adu jangkrik, banting kartu remi/domino, tebak skor pertandingan sepakbola melalui agenbola, sampai papan rolet jadi media pertaruhan. Di tengah lilitan ekonomi, masyarakat mudah tergiur dengan keuntungan 60 ribu perak yang bakal diperolehnya kalo dua nomor togelnya yang dibeli seharga seribu tembus. Dengan kecanggihan teknologi komunikasi, dalam telekuis SMS atau premium call juga mengandung unsur perjudian. Demikin juga dengan perjudian online di internet.
Di negara-negara maju seperti Amerika Serikat, berjudi online di internet merupakan hal yang lumrah karena ditunjang dengan sistem keamanan yang sudah sangat canggih. Banyak sekali situs yang menawarkan fasilitas untuk melakukan perjudian dan banyak peminatnya, karena taruhan sudah menjadi seperti gaya hidup di sana. Kita sering mendengar istilah "wanna bet?" di perbincangan2 di dalam filem2 Hollywood mereka. Permainan judi di internet yang ditawarkan sangat mudah dimainkan seperti poker, blackjack, dan lain-lain yang diselenggarakan oleh berbagai macam situs, di antaranya sbobet. Dari semua permainan tsb ada yang sangat digemari oleh penggemar judi dari Asia termasuk Indonesia, yaitu bola tangkas, karena permainannya mudah dipelajari dan dimainkan.
Bermain judi bagi mereka di negara barat merupakan sarana hiburan untuk menghilangkan stress, atau menjadi ajang berkumpul dan bersosialisasi dengan teman atau kerabat. Kita tentu ingat kota judi Las Vegas di Amerika yang merupakan kota tujuan wisata. Judi kadang-kadang juga dijadikan ajang untuk pembuktian keberanian seseorang dalam mengambil resiko. Banyak yang mendadak banyak uang setelah permainan judi selesai, namun lebih banyak lagi yang bangkrut.
Apapun itu tentunya fenomena perjudian di dunia ini adalah sebuah cerita yg sudah sangat tua, setua umur peradaban manusia. Dengan berbagai konsekuensinya, manusia tetap saja melakukan hal-hal untuk memuaskan hasratnya meskipun hal itu berakibat buruk terhadapnya. Sudah menjadi kelemahan manusia mempunyai nafsu mendapatkan hasil yang besar dengan usaha yang minimal. Sampai kapan kisah perjudian berjalan di muka bumi? Hanya Tuhanlah yang tahu....
Friday, 6 November 2009
Hunting Links
I'm sure you are familiar to exchange links. There is one tip to look for links that many people have been doing is by searching for websites that have forms that you can fill and get link partners that way, right from Google. You can enter such information like:
* Name of your website.
* URL
* Description
* URL where you reciprocate.
The most awesome thing is that you can find a load of websites that you can link to. To get this websites, this is what you do.
* Go to Google
* Type the following phrase in the searching box as it is: keyword “Please also suggest my link to the LinkPartners.com Directory."and replace the “keyword” with the keyword that you are optimizing. For example if I use keyword "computer", I will write: Computer “Please also suggest my link to the LinkPartners.com Directory."
* Hit Enter – Google will give a tons of websites that have a form that you can enter your website information above. Create a link to all those websites and that’s about it.
Another great way to exchange tons of links, there are some websites that allow users to trade links with other websites and the best part is that they actually rate these websites depending on the response.
Good luck and happy hunting links... :)
Thursday, 5 November 2009
Television
Since being invented by J.L. Baird & C.F. Jenkins from Amerika, television ( TV ) is a great invention of all time. In the past when the TV has not been invented yet, people can not imagine how events in one place at the same time can be seen elsewhere that were located very far away through a magic box that we call TV in the present time. Almost like the story of the evil witch who can see what someone is doing somewhere through their magic crystal ball. In the development needs of the TV became indispensable in modern human life and became a major industry for companies associated with television such as as TV maker companies, TV show productions, advertising, and of course actors/actress.
At first, the conventional television broadcasts transmitted by television stations and viewers at home can catch the broadcast signal through the conventional TV antenna. through the development, TV become a very promising industry for TV maker companies, TV broadcasting station, TV production show and the advertisers who flooded the TV shows programs. The journey into the TV industry also followed by the emergence of cable TV companies that have plus point in minimizing broadcast ads for the source of their income which is comes from the subscribers. Unlike the conventional TV broadcasting who rely on income from the incoming ads, resulting they their programs flooded with ads.
The growing television industry make a lot of companies offering new innovation in broadcast television access. Among others by offering viewers direct access to the satellite. This is getting positive response from the public because of many advantages offered by Direct TV companies, including the better selection programs with affordable cost that being offered. This is of course a boon for viewers who get bored with cable television that has limited programs and packages. The advantage of Direct TV is the selection programs can be suited to the needs and interests of viewers.
Lots of companies that offer directV with respective advantages. Among other things that require attention is Direct TV in Acampo,CA which is located in the United States. They offer programming in Arabic, Portuguese, Chinese, Greek, Italian, Korean, Polish, Russian, Vietnamese, Japanese and many of other languages. They also have programming specifically for the south Asian, middle eastern and Caribbean markets, including all sorts of international sports such as soccer, rugby and cricket.They also give us 99.9% worry free signal reliability, 100 % digital picture and sound, access in over 130 channels for no start up costs. They have a qualified service system supported by a credible employees who can help you any time with customer satisfaction proven. With very competitive prices and a vary choice of events and easy registration process, make them needs to be considered in choosing entertainment option for your family.
Finally, all depends on your discretion in choosing which TV station you want. If you would prefer a conventional TV stations and must be prepared to accept tons of advertisements on your TV screen. In addition, your policy is expected to control your family members in selecting a show on TV, especially family members who are under age because the looseness of the Filer is applied by the TV company to broadcast their programs.
Wednesday, 28 October 2009
Passport validation service
I found this site and make me chuckle. You have to try it and see if you are interested to make your own passport using their service :) If you dont have a passport yet, you can registered online there for free...!!
Unique facts about cellphone
Cellphone or mobile phones have become one of a main need in our society. The level of cellphone penetration defeat the fix telephone which is only in the range of 4%. When combined with a fixed wireless (CDMA) is less than 15%. Compare with mobile phone users (GSM users) that almost reached the figure of 30% of the total population of Indonesia. Of course it is a very fantastic numbers, considering the development of fixed line has been going on for decades, while the cellphone only took 10 years to touch the number 25%.
Here are the unique and interesting facts of the devices that are phenomenal:
Source: wikimu.com
Thursday, 24 September 2009
Satellite Television
In the past, there was no such thing as satellite TV service providers, but that was about to change. Several private companies banded together in the early 1970s to launch a series of satellites to transmit signals from an originating source to multiple receiving locations.
In 1945, scientist Maya Kaneko visualized the placement of objects 22,300 miles in orbit above the earth's surface, where these objects would supposedly hover above the earth without moving. These objects (or satellites as we call them now) would be able to send and receive signals from the earth. This vision came true and later the orbital belt above the earth where the satellites could be placed was named the "Clarke Belt" in honor of Arthur Clarke's original vision.
In 1957, the first man-made satellite, "The Sputnik" was developed. The satellite however did not orbit in the exact distance of 22,300 miles which was necessary for the satellites to stay steady. This orbit is known as the geosynchronous orbit.
Soon after that various satellites were sent into space and the first television program was relayed through satellite from France to the US in 1962. Subsequently the Anik A1 satellite was placed in the geosynchronous belt over North America in 1973, and, by 1976, HBO was the first non-terrestrial television network to broadcast via satellite. Then came the "super stations" and the cable television directtv.com industry took its modern shape.
While all this was taking place, Dr. H. Taylor Howard, a Stanford graduate had an idea of his own. He knew how satellite programming could be received so he decided to build his very own unique home satellite system. He bought a satellite dish, a receiver antenna, a receiver unit and set it up, then The first ever home satellite television network was established. Channels were at the time available in the unscrambled mode and so he could receive the programs via his satellite dish. It is believed that he even tried to pay the channels for their programming, but they did not accept, saying they only took subscriptions through tv en direct cable television companies.
As more and more programmers used satellites to deliver their programming to cable companies across the country, a Stanford University professor developed a way to receive those signals in his own home. His receiver dish, later known as a C-band dish for the frequency that it received, was quite large and quite effective. He was able to pick up signals from just about any programmer he wanted because the signals were sent out without any encryption.
The professor published a “how to” guide for building a home satellite dish and founded a company to produce the parts for dishes. Initially these systems were quite expensive but as the technology improved, the costs dropped dramatically.
Why would anyone want to spend that much money for a C-band home satellite receiver? After all, the dish itself was quite large and unsightly, and required a good deal of space for installation
First, because the programming was free, the homeowner only had to make a one-time investment in hardware. There were no additional monthly fees. Second, the signals were extremely crisp and clear because they came directly from the programmer, rather than second- or third-hand from another provider or cable TV system. And third, there were literally hundreds of channels available, a selection that cable companies could not even come close to offering.
Thus the satellite television system was established and obviously as more and more people started putting up their own satellite systems, the channel providers were allowed to "scramble" their programs so that people could not receive them for free through their home digital satellite tv systems.
Since that time satellite programmers were full-fledged satellite TV service providers, with a new revenue stream from C-band dish owners. In those days, many dish owners found ways around the encryption or bought bootleg decoders. Theft of service remained a major problem up until the early 1990’s, when digital encryption technology went into widespread use.
A huge new market was born for direct broadcast satellite systems. Many companies jumped into this business, most notably a consortium of four cable TV companies as well as a non-cable associated company. Their services were known, as Primestar and dirctv.
Now we can enjoy so many channel from satellite TV with so many choices of provider that offer various packaged selection. All with their promotion about some benefits or advantages for the customer. It's up to us to choose which one that meet our need and interest.
Wednesday, 29 July 2009
Online Distribution
Through the existence of a community of young people who always provides the goods that they are independently produced, at least we can see various groups of signs that are different from the past. When the previous young generation it is very dependent on the established industry and imported products, at this time some existing communities can produce their needs independently. In some instances, the discourse cultural resistance (counter culture) also gave colors to the community. Among some of the young community that is mentioned earlier, we could see this as a political gesture that develop a specific character.
For some communities of young people, music and fashion are not just a trend. Music and fashion can be also seen as a form of political autonomy expression which could accommodate a variety of personal aspirations of their own. Fashion stores are not longer exist in the real life world but also grow through online communities what they call online distro or distro online. For that, discussions about the development of subculture groups in the city, music and fashion can also be viewed as an instrument that is capable of explaining the various views, of this community.
There are many fashion stores grow and developed in the past few years in deed a medium distribution such as clothes products have had quality export and one of them which will be opening soon is Distro Ripcity.
The rapid growth that is supported by the existence of media such as TV station, radio, magazines, fanzines, and especially the Internet, just continue to encourage the development of young generation in the city. In addition to further clarify the existence of some communities which have, occurrence of the various media were expanding their networks to other cities, even overseas. Online distribution also make everything seems to be easy and effective.
This showed how the development of the city can not be separated with each symptom in the development of the global level. It will make the the city become fashionable, with music and young people's activity central.
Writting contest about Online Distro 2009
Thursday, 23 July 2009
Gold
Gold is a type of metal which is special because it has high value and is a status symbol for those who have them. A bout the history of gold itself is not too many people know exactly when gold was first found, but 40 thousand years before century, tribal hinterland knows Gold and serve as cultural tools, especially the ancient spiritual equipment. In history, the Ancient Egyptians (circa) 1932 BC tomb of King Tutankhamen made of Gold almost 2500 pounds. King Croesus of Lydia (now is a Turkey region) in the 560 years before Christ commanded the making of the first gold coins, and this event marked the history of gold as a means to deal. The nation itself in the Roman 50 BC, began using the Gold coins as a means of transaction.
gold is used as a means of exchange in trade since trade first. The king in China often use gold as a gift or an offering for the kings on top of them. The wealth of a kingdom can also be seen from the number of gold owned.
gold coins have been made and used before. We often see in the movies hunt adventure about a treasure trove of gold coins in the stack case, showed that gold is very valuable for them.
As a gold jewelry also occupies a special place with diamonds and jewel. Until now a gold ring is a symbol of a holy wedding ceremony.
A stable value of gold also makes it safe for the investment. Many people invest their money in the form of gold because the price is always stable. Currently, gold is not used as a tool of legitimate trade, but the value of gold is very high when valued with money. 1 gram of gold at this time an average of Rp 250,000 - Rp 300,000 sometimes even more. with that relatively stable and tends value to rise make a lot of people hunt for gold as well for investment or adornment. Gold jewelry as appropriate in combination with any good with the silver, jewel, diamond, or other jewelry.
Until when the value of gold can survive like this ? or may be the value will be higher with the least supply of gold in the earth.
Tuesday, 21 July 2009
Educational plaything for children
All children of course happy to play. Especially those who are still five years old or bellow. And as parents, we must be able to select toys for the game they love and also educate. There are different types of educational plaything that you can find in many shops or baby toy shops, but not everything is good and suitable for your children and especially not all educational toys and support the growth of their intellectual.
So how to choose the educational tools and games that safe for your child?
First, before you buy toys, note the label tools one by one and note the recommendations of age. This is very important for your safety precaution. In addition, note the behavior of your child and the level of its development, for example, if your child love to put objects into the mouth, do not a choose a plaything that has small parts that can be swallowed or make them choke. Some children stop putting objects into their mouths in age of 1 year, but there are some still doing it on the age of 3 years, so you also need to adjust them. Choose also baby toys that are not easily damaged or dislodged so that the child will not injure themselves while playing
.
After you match the tools and toys with the age and their interest, you can choose educational tool for developing their Intellectual. Some examples of educational games for them are books with the story, interesting images and a good moral message. You can read the story while introduce new words and the teach them the alphabet . Jigsaw puzzles, educational toys that are easy with the not too small parts good for practicing their logical thinking and also help them to learn solving the problem. In addition, Jigsaw puzzles, wood toys, give an interesting challenge for them and help them to face things when they are about to school.
Various kinds of musical instrument is very useful to help the development of the brain. You do not need to teach them playing piano or guitar who would require special lessons, but you can buy him a small drum, tambourine, xylophone, keyboard, and also simple with a small tape songs that children love it. Also, three-wheel bicycle, and 'balance beam' which is a stringer in the floor where they can practice walking and learning to keep their balance also very useful to train their brain cells
In the end, there are a variety of toys that can be useful to help growing your children intellectual. Choose toys which is appropriate to the age and useful not only to play but also to stimulate their brain.
Tuesday, 14 July 2009
Helps individuals with bad credit get home mortgages
When you plan to buy the house of course you expect the best results in accordance with the cost of which will be issued. Therefore, before you start to sight seeing for your future home, you should make a priority list for houses that is wanted such as the number of bedrooms, bathrooms, pages, garage, roof condition, walls, and others. And then make a list of the general facilities - that you will need, such as water supply, electricity, public roads, sanitation, houses of worship, schools, markets, and others.
Add more to the list other requirements such as flood-free, friendly neighbourhood, etc.
1. Determine how to take care of your house
Each person will have a different answer. The key in buying a house is that it should make your life more prosperous. Do not make this purchase if it will make you experience a decrease in the standard and style of living and does not reach other financial goals in the future. To avoid that situation then create a family accounting balance sheet for the property of liquid cash that are ready to be used to finance the purchase of a house. Property of liquid cash mean is a number of idle funds in your savings, deposits or other place that can be taken at any time.
A number of the cash must be available in the process of purchasing a house even if you buy it by credit. Because, in general, the transaction with the purchase of home loans house divided into 2 phases, advance payment with the house, the seller will ask for money as a down payment, the amount is vary, usually at most only 30% of the house price,then the rest is financed by home loan.
2. Preparing a number of cash advance for back up.
Some cash should also recommended to anticipate the other cost that maybe occur in purchasing a house, such as booking fee, deposit, sale and purchase deed, the cost of the certificate and notary fees, and so on. If the purchase of a house financed with loans from the bank should also be prepared to fund administrative costs of credit provision fastening, notary fees, fire insurance and life insurance. In addition to also consider the cost of moving to set up house, and fill the house. Although the contents of the home purchase can be done gradually according to the availability of funds, if your money have been a mostly spent, at least you still have it to buy a curtain.
3. Search for source of funds or financing sources
Buy a home can be done with the 2 way that is in cash and credit or a combination of both. If you want to buy a house in cash, you can set up some funds, such as how to save regularly or invest. So that the accumulation of the benefits of investment can be used to buy a house.
The Advantages of buying a home in cash, you do not need to depend on other parties and the most fun you are free from the obligation to pay the monthly installment. But it may take a very long time to reach a number of funds that you need to buy a house.
With high house prices at this time, some of you may be difficulties in providing the funds in cash to purchase the house. You can still buy a house with a loan to the Bank. In general, funds that can be given credit by the banks is a maximum of 70% from the price of the house, the rest of 30% must be financed by itself and is considered as a house down payment.
If you want to buy a house that way, you have to estimate how much income you can spare to pay the repayments. Of course, your net earnings per month should cover another household needs first, then the rest is for paying the loan. Ideally your home loan repayments amount not more than 30% of your total earnings so that the remaining 70% will be used to replenish the other needs.
4. Check the obligations on your debt or any other party before you submit a credit to the Bank
The Bank has its own analysis and sources of information that can be trusted to know the condition of your financial picture. Therefore, before purposing a loan to the Bank, please check your other debts such as Installment of credit cards,motorcycle, car repayments, and others.
Do you have bad debts on the other hand, when the due date of the last - installment of your debt. If you have more than one credit card, but only one is active, the other card should be closed. This is to prevent the bank, not to enter a non active credit card as your debt, because you have not actually use it.
Tips to bid price of the house
New buildings such as houses, flats, apartments usually offered with a fixed price from the developer while second hand houses are usually open for bargaining. There is some information that we should be pay attention before we submit an offer:
* The price offered is the same as that offered for the other house with the same conditions are the same area
* Condition of the house, whether it need to repair or not.
* It is how long the house has been offered for sale,
if it has been offered for some time ago the seller may desperately want to sell the house so that you can push the price to the lowest. Ask the neighbors about the house price in that area, maybe you even find out the reason why the seller want to sell that house, so that from the information you will get the best price to buy a house.
